Long pants are required. As we look back over the numbers from the last two years, we cant ignore one consistent message thats illustrated in the often stark difference between the outlook of those with consumer debt and those with no consumer debt. Over half of those with debt (62%) reported that they have difficulty paying bills compared to over a third (40%) of those without debt. Well, that last part is what the Consumer Confidence Index says, at least. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Theyre dipping a bit from month to month (which is a usual seasonal trend for prices after peaking in early summer)but theyll still be higher than they were at the start of 2022. But toward the end of the year, we saw signs that the red-hot job market was starting to cool off. So dont expect the Fed to change course any time soon. Remember, slow and steady wins the race, and investing consistently will produce POWERFUL results over time. Certain trendslike the number of Americans who worry about money daily and the number of people struggling with moneypeaked in mid-2022 and began a downward trend by the end of the year. Debt isnt your friend. They dont get distracted. Public figure Learn more ramseysolutions.com More Home About Groups Events Dave Ramsey See more of Dave Ramsey on Facebook Log In or Create new account Upcoming events See more Past events See more But remember: Investing is a marathon, not a sprint. Listen now or ask your question live by calling 888.825.5225 week The economic uncertainty of the last few years has also highlighted the fact that many Americans live paycheck to paycheck. We'relooking for fans who are on fire for Dave's life-changing message. The stock market is kind of like your local supermarketthe biggest difference is instead of buying bread and milk, youre buying and selling stocks, which are basically small pieces of ownership in a company. U.S. - NBC is bringing a brand new show starring Dave Ramsey to its 2022 fall lineup. Please emailvolunteer@ramseysolutions.com. Work with your financial advisor to see if you need to make any adjustments to your portfolio or if you should just ride it out for the long haul.
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