She earned a bachelors degree in journalism and mass communications from the University of Iowa. Its free to freeze your credit and unfreeze when you want to open an account, and it provides the best protection against an identity thief using your data to open a new account. When you are asked for your number, ask why it is needed and how it will be protected. ISACA delivers expert-designed in-person training on-site through hands-on, Training Week courses across North America, through workshops and sessions at conferences around the globe, and online. ISACA resources are curated, written and reviewed by expertsmost often, our members and ISACA certification holders. 4. Dont rely on security questions to keep your accounts safe; your mothers maiden name and your pets name arent hard to find. Some fraudsters try to get you to disclose personal data, such as credit card numbers, Social Security numbers and banking information, by sending an official-looking email. However, the California Constitution mentions the inalienable right to privacy that is applicable to the government and private individuals. [SHRM members-only HR Q&A: How can I ensure my company protects personal employee information?]. Using someone elses identity to get health care services is medical identity theft. Penal Code Section 530.5-530.8, False Personation and Cheats, USA, 1872 Heres what you need to know to reduce chances youll be a target, spot warning signs and take quick action to minimize damage. It is not always preventable, because sometimes criminals make up and use a Social Security number even before it's assigned. Taking on a new role, such as becoming a parent, can make self-definition a lifelong process. is a one-stop shop for information and reporting identity theft. Antivirus and malware software can help you detect attempts to access your personal information by resourceful online scammers and many times, neutralize those threats. LEARN: What is identity theft in Canada? Sign up so that you know when and where your credit cards are used, when there are withdrawals or deposits to financial accounts and more. with all three major credit bureaus Equifax, Experian and TransUnion restricts access to your records so new credit files cannot be opened. Organizations like these that do need your Social Security number wont call, email, or text you to ask for it. 8. If we are processing your personal data for reasons of consent or legitimate interest, you can request that your data be erased. Our site uses cookies so that we can remember you and understand how you use our site. Companies that sell monitoring services also may offer identity theft insurance. Atrizadeh has been interviewed by local, national and international news and media outlets. Someone simply takes your mail or forwards your mail to a different address, so that you suddenly stop getting most mail. Federal government websites often end in .gov or .mil. Available 24/7 through white papers, publications, blog posts, podcasts, webinars, virtual summits, training and educational forums and more, ISACA resources. Identity thieves may drain your bank and investment accounts, open new credit lines, get utility service, steal your tax refund, use your insurance information to get medical treatments, or give police your name and address when they are arrested.